What about money?

July 16, Sparkly clean laundromat, just off the Continental Divide Ride route. Lander, WY

An often-asked question we get is, “What about money? How can you not work and travel for so long?”

Several years ago Steph made a commitment to simplify her life after going down the path of an expensive house, cars, and stuff. The effort to care and pay for all this was just not worth it. She and her husband decided to sell their nice home, get rid of a lot of that stuff, travel with their daughters, and live life according to what felt right to them. When Steph became single, with a lot less income to draw from, she simplified even more as she began to realize how much happier she was living without major financial commitments and having to maintain stuff. No mortgage, no car payments, no lawn to mow, kids’ college paid for. She moved into a modest 700 sq. ft. city apartment – and loved it.

Shal has a similar, but different story. After a successful and grueling 16-year career at Costco she decided to reduce her stressors and increase her quality of life by downsizing her job and lifestyle. She moved to a part-time schedule and sold her big house to live more simply in a 5th wheel. She quickly realized how easy and happy life became without the big financial obligations. Her life-threatening motorcycling accident left her even more convinced that life is too short to not live the life on her own terms.


Traveling this past year has cost Steph and Shal nearly 1/3 of what it cost them to live in Seattle. Costly rent, utilities, dining out, city entertainment, and maintaining a car is expensive – at least to enjoy a certain standard of living, even a relatively simple one.  There have been many days during the past year when we spend no money…camping in the wilderness for example. And there are days when we treat ourselves to a nice hotel, dinner, and pedicures. It all balances out to our collective moto-trip budget of $110 per day of which we draw from years of savings and investments. A person/couple could spend a lot less, or a lot more than we did. We enjoy what we enjoy.

As part of our year away we housesat in Maine for 3 ½ months. This experience allowed us to spend even less money. We paid a portion of utilities and ate a great majority of our meals at home. Our entertainment consisted of snowshoeing, $6 movie tickets, working out, and spending time with the wonderful dog we were caring for.

This lifestyle can be less costly than most people assume. It’s about the choices you make to live the life you want to live. What’s that saying? “It’s not about how much money you make, but how much you save.”

Speaking of money! If you’re feeling it, please help us reach our goal by donating to Our Cause of raising money for Women’s Funding Alliance by clicking the Crowdrise logo. Every dollar counts. Thank you!



  1. Wow. Thank you for sharing about this because I’ve completely had the thought, “How DO they do it, financially, how long could I do it, if I got rid of everything…?”. $110/day for 2 people — does that include motorcycle repair/maintenance? Did you decide to pay for healthcare, too? Included? I would need a whole seminar in the financial planning (hint hint – classes online for $ ! ) Hugs to you both, you ROCK and inspire, all the time.

    1. I’m glad this was helpful for you Linnea. The $110 does not include major moto services. It does include minor maintenance stuff like chain cleaning. The BMWs have been amazing so no repairs have been needed…just the major scheduled services and oil changes. As far as healthcare goes, we bought 3-month travel insurance when traveling in Canada. Otherwise we each have our regular health insurance.
      Thanks again for reading our blog and staying in touch! 🙂 Hugs back!

  2. I would encourage everyone to take the leap … you can not even imagine how easy and rewarding it is. The main drag on my funds is trying to keep my computer, software, camera equipment – and of course motorcycles updated. Not to mention the fact that the truck, camper and trailer are aging 😦 But just go for it — it all seems to work itself out! Here in Salida, CO – 85% public land, world class whitewater – and unlimited single and two track — and all of the twisty pavement you can stand — I call it “Poverty with a View”. Best wishes, Lynn – 230 Honda and 650 Twin BMW and camera equipment that fills an entire panier.

    1. Hi Lynn! Thank you for your comment and encouragement for folks to take the leap. You’re right, things usually work out and the adventure is worth it. Happy travels to you and keep following your bliss!

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